EPF Retirement Calculator

Calculate your estimated EPF savings at retirement based on your salary, contribution rate, and current dividend rate.

Your Information

years
years
RM
%
RM
%

Monthly Contribution Rate

Employee Contribution (11%)RM 550.00
Employer Contribution (13%)RM 650.00

EPF Savings Projection

At age 60, you will have:

RM 1,741,101.23

Over 30 years

Your contribution (employee)RM 313,997.74
Employer contributionRM 343,142.99
Accumulated dividendsRM 1,033,960.50

Monthly retirement income

(based on withdrawal over 20 years)

RM 7,254.59

Savings Growth Chart

Savings growth from year to year

EPF Contribution Rate 2026

Contribution TypeRate
Employee Contribution11%
Employer Contribution (salary ≤ RM5,000)13%
Employer Contribution (salary > RM5,000)12%

EPF Account Structure

AccountPercentage
Retirement Account75%
Wellbeing Account15%
Flexible Account10%

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